How We Work
Our proven workflow that has benefited all of our past clients.
Initially we prefer our clients to have face to face meeting with consultant at Bangalore, before stepping into the dairy & food business. This gives an opportunity to discuss and arrive at a 'suitable business model' and also create a road map. Thereafter, we work closely with the client as per their needs, either on job-work or retainer basis. Based on the selected business model, we provide best solution(s) to achieve desired targets, inline with all the stipulated legal standards.
We bring in latest technological advances in the field, we help our clients achieve their goals. Being in this business for above 3 decades now, we understand the needs for needs for perishable commodities like Milk and Food products, consumer food safety, sensitivity of animals keeping & disease control including the general risk factors associated with the business.
The Detail Project Report (DPR) covers various aspects of Dairy & Food business, like, background, objective of the project, about the borrower, related pictures. It includes complete data analysis (with all assumptions) like; physical and financial data at current market prices,for 5 or 7 years(as required by the client) in text, tabular & graphical formats, which is easy to grasp for our client, who may not be too familiar with the industry at the outset.
The DPR is provided to client as soft copy (in PDF). It is generally of about 30 pages including pictures, graphs, tables and text as mentioned earlier. We undertake all corrections/modifications in the DPR, if desired by the financial agencies/banks. Basically the DPR serves as a referral document for the project to be monitored from time to time.
Financial Appraisal of the Project Report
The project report contains all data required to conduct a “financial appraisal”. The banks/FIs (to which the project is linked) do the financial analysis/appraisal for the feasibility & viability of the projects at their own. However, for the satisfaction of our clients, on their demand, we also undertake “Financial Appraisal” through our CAs, on cost basis. Clients are also free to undertake the appraisal on their own, basis our project report, should they so desire.
Link to N.A.B.A.R.D.
National Bank for Agriculture and Rural Development (NABARD) supports budding entrepreneurs through subsidies, through re-finance, where local bank (where the project exists) is to sanction the project and routing the application on prescribed format to NABARD for re-finance. The subsidy part is generally to the tune of 25-33% of the bank loan amount.
We understand and appreciate the fact that no business can thrive without giving back to the society. We help our clients develop trained manpower thus generating job opportunities by developing skills in unskilled & energetic rural youth. A large number of womenfolk also get benefited as the dairy & food business on station work is handled mostly by women.